Grumpy Old Git Posted January 15, 2020 Share Posted January 15, 2020 Just renewed - Fully Comp SD&P; Legal cover; Breakdown Cover; Gear & leathers (textiles) cover inc helmet; Coutesy Bike; Protected NCB £150 (robbery!) Who was that with?MCE Quote Link to comment Share on other sites More sharing options...
Six30 Posted January 15, 2020 Share Posted January 15, 2020 Just renewed - Fully Comp SD&P; Legal cover; Breakdown Cover; Gear & leathers (textiles) cover inc helmet; Coutesy Bike; Protected NCB £150 (robbery!) Who was that with?MCE what was the excess ? Quote Link to comment Share on other sites More sharing options...
Stu Posted January 15, 2020 Share Posted January 15, 2020 Just renewed - Fully Comp SD&P; Legal cover; Breakdown Cover; Gear & leathers (textiles) cover inc helmet; Coutesy Bike; Protected NCB £150 (robbery!) Who was that with?MCE Worst company I have ever dealt with! Quote Link to comment Share on other sites More sharing options...
Guest Richzx6r Posted January 15, 2020 Share Posted January 15, 2020 I have used mce a few times and never had any problems with them but I'll have a shop around Quote Link to comment Share on other sites More sharing options...
Guest Richzx6r Posted January 15, 2020 Share Posted January 15, 2020 Just had a quote of £317 for the year by mce so a definite improvement from the renewal I got and nearly half of what I paid last year Quote Link to comment Share on other sites More sharing options...
skyrider Posted January 15, 2020 Share Posted January 15, 2020 has anybody heard anything about footman james are they worth dealing with Quote Link to comment Share on other sites More sharing options...
Stu Posted January 15, 2020 Share Posted January 15, 2020 Just had a quote of £317 for the year by mce so a definite improvement from the renewal I got and nearly half of what I paid last year excess?? Quote Link to comment Share on other sites More sharing options...
Guest Richzx6r Posted January 15, 2020 Share Posted January 15, 2020 Just had a quote of £317 for the year by mce so a definite improvement from the renewal I got and nearly half of what I paid last year excess?? 500 quid Quote Link to comment Share on other sites More sharing options...
Stu Posted January 15, 2020 Share Posted January 15, 2020 Just had a quote of £317 for the year by mce so a definite improvement from the renewal I got and nearly half of what I paid last year excess?? 500 quid Ouch!! This is part of the trouble with mce! That and coupled with them trying to rob me of £90 then trying to withhold money from me for 3 months! I had loads of issues and had to involve the insurance ombudsman! Quote Link to comment Share on other sites More sharing options...
Guest Richzx6r Posted January 15, 2020 Share Posted January 15, 2020 excess?? 500 quid Ouch!! This is part of the trouble with mce! That and coupled with them trying to rob me of £90 then trying to withhold money from me for 3 months! I had loads of issues and had to involve the insurance ombudsman! Yea I didnt bother changing the excess as I couldn't be bothered but I'll see what the guys on here quote me before I take anything Quote Link to comment Share on other sites More sharing options...
Stu Posted January 15, 2020 Share Posted January 15, 2020 500 quid Ouch!! This is part of the trouble with mce! That and coupled with them trying to rob me of £90 then trying to withhold money from me for 3 months! I had loads of issues and had to involve the insurance ombudsman! Yea I didnt bother changing the excess as I couldn't be bothered but I'll see what the guys on here quote me before I take anything you will probably find that you can't but if you put other policy's at the same excess they will probably come down to around the same A lot of people just look at the final figure and forget to look at excess and thing its a good deal Quote Link to comment Share on other sites More sharing options...
Guest Richzx6r Posted January 15, 2020 Share Posted January 15, 2020 Ouch!! This is part of the trouble with mce! That and coupled with them trying to rob me of £90 then trying to withhold money from me for 3 months! I had loads of issues and had to involve the insurance ombudsman! Yea I didnt bother changing the excess as I couldn't be bothered but I'll see what the guys on here quote me before I take anything you will probably find that you can't but if you put other policy's at the same excess they will probably come down to around the same A lot of people just look at the final figure and forget to look at excess and thing its a good deal It does let me but I just didn't change it, its not the best amount of excess so I will change it and see what it comes up with Quote Link to comment Share on other sites More sharing options...
Guest Richzx6r Posted January 15, 2020 Share Posted January 15, 2020 So just changed it to 200 quid excess and it's gone up to £367 or £150 3rd party only.... Quote Link to comment Share on other sites More sharing options...
Guest Richzx6r Posted January 15, 2020 Share Posted January 15, 2020 And dont worry I'd never go 3rd party only, I just thought I'd see what it was 3rd party only Quote Link to comment Share on other sites More sharing options...
elwon20 Posted January 16, 2020 Share Posted January 16, 2020 Also worth noting that if you tell MCE that your bike is garaged, then it has to be a brick built garage to count (that's usual), and if it gets stolen near your house but not in the garage, e.g on the driveway while you let it cool down before you give it a wash, you are not covered. Quote Link to comment Share on other sites More sharing options...
Six30 Posted January 16, 2020 Share Posted January 16, 2020 So just changed it to 200 quid excess and it's gone up to £367 or £150 3rd party only.... excess insurance cover.... https://www.bikerandbike.co.uk/excess-insurance-can-make-premiums-affordable/ Quote Link to comment Share on other sites More sharing options...
Guest Richzx6r Posted January 16, 2020 Share Posted January 16, 2020 So just changed it to 200 quid excess and it's gone up to £367 or £150 3rd party only.... excess insurance cover.... https://www.bikerandbike.co.uk/excess-insurance-can-make-premiums-affordable/ I have never heard of it but I'll look in to it cheers Quote Link to comment Share on other sites More sharing options...
peatear Posted January 18, 2020 Share Posted January 18, 2020 I was with MCE for first bike (125 Varadero), £790 p/a - with £2000 excess. '05 reg bike, bought for £1200. Current bike (still 125 but brand new) with bikesure is £790 on 3rd party. Was £1900 fullycomp. :/Only £100 excess though. Nowhere else came close to that figure. Either FC or 3rd. Hate insurance. Quote Link to comment Share on other sites More sharing options...
Grumpy Old Git Posted January 18, 2020 Share Posted January 18, 2020 Who was that with?MCE what was the excess ? Compulsory £150Voluntary £0Clothing & helmet limited to £750Courtesy bike limited to no more than 150cc!!!!!!!!!!!!!!!!!!Legal coverBreakdown (away from home only)Protected NCB (10 years) Quote Link to comment Share on other sites More sharing options...
Six30 Posted January 19, 2020 Share Posted January 19, 2020 MCE what was the excess ? Compulsory £150Voluntary £0Clothing & helmet limited to £750Courtesy bike limited to no more than 150cc!!!!!!!!!!!!!!!!!!Legal coverBreakdown (away from home only)Protected NCB (10 years) unusual for them , every time i go on a comparison site MCE are always the cheapest but the excess is eye watering' Quote Link to comment Share on other sites More sharing options...
Grumpy Old Git Posted January 19, 2020 Share Posted January 19, 2020 Maybe it's the gun and cross-dressing that they don't like? Quote Link to comment Share on other sites More sharing options...
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